“Underinsured”

“Underinsured”

  Underinsured = having inadequate insurance coverage Being in the insurance business, it’s easy for us to use terms without ever stopping to think if people really get what we are saying.  I guess every industry has words that are used every day, but to those outside that industry, those words may not translate as […]

A Life Insurance Mistake

A Life Insurance Mistake

I was speaking with a client earlier this month and he shared a story with me about a couple that experienced a very unfortunate life insurance mistake.  The couple had been married for over 20 years, it was a second marriage for both.  The husband had purchased a life insurance policy a while back, and […]

The $1,000,000 Law Suit

The $1,000,000 Law Suit

Our client is being sued for injuries to a bicyclist that he avoided hitting.  While making a left turn he noticed a bicyclist coming down the hill toward him at a high rate of speed.  Our client stopped his left turn prior to the bicyclist passing through the intersection leaving plenty of room for the […]

5 Rules Every Landlord Should Live By

landlord insurance in Anaheim STATE | HMA Insurance

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]

Will my credit rating change my insurance rates?

credit health and insurance in Anaheim STATE | HMA Insurance

I was recently asked this question by one of our HMA Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact […]