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Coverage vs. Protection

Insurance myth #1 – Coverage equals protection!  The truth is… coverage does not necessarily equal protection.  The age of online insurance has made things easy and convenient for consumers to purchase insurance.  However, with that ease and convenience, consumers are drawn to lower prices rather than the right protection.  Imagine paying $5.00 for a nice-looking […]

Fire Claims

Our thoughts and prayers are with the many families that have been impacted by the devastation of the fires in Southern and Northern California.   As people begin the process of putting life back together, we wanted to take a moment to pass along information that has been provided to us by our carriers.  Whether […]

HMA Helps Local Veterans

HMA Helps Local Veterans

HMA Insurance joins with Volunteers of America to help struggling military Veterans put life back together.   We are all aware of the growing homeless crisis, but we never really stop to consider how many families and individuals on the streets are military Veterans.  Veterans who have given of themselves to protect our right to freedom.  […]

“Underinsured”

“Underinsured”

  Underinsured = having inadequate insurance coverage Being in the insurance business, it’s easy for us to use terms without ever stopping to think if people really get what we are saying.  I guess every industry has words that are used every day, but to those outside that industry, those words may not translate as […]

A Life Insurance Mistake

A Life Insurance Mistake

I was speaking with a client earlier this month and he shared a story with me about a couple that experienced a very unfortunate life insurance mistake.  The couple had been married for over 20 years, it was a second marriage for both.  The husband had purchased a life insurance policy a while back, and […]

The $1,000,000 Law Suit

The $1,000,000 Law Suit

Our client is being sued for injuries to a bicyclist that he avoided hitting.  While making a left turn he noticed a bicyclist coming down the hill toward him at a high rate of speed.  Our client stopped his left turn prior to the bicyclist passing through the intersection leaving plenty of room for the […]

5 Rules Every Landlord Should Live By

landlord insurance in Anaheim STATE | HMA Insurance

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]

Will my credit rating change my insurance rates?

credit health and insurance in Anaheim STATE | HMA Insurance

I was recently asked this question by one of our HMA Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact […]