As we all know, healthcare can be a challenging and sensitive topic. The media tends to sensationalize healthcare while also providing false information and giving it negative connotations. Because of this, people may be turned off by the idea of exploring health insurance options, much to their detriment. Above all, health insurance bridges the gap between safety and protection. It’s easy to dismiss healthcare and have the belief that serious injuries and illnesses only happen to others, not you. The fact is you never know what’s going to happen in your life. A health insurance policy provides you and your family with the stability and comfort you need. Don’t pay attention to the media, pay attention to you. Health insurance is a tricky area to navigate, so we’re breaking it down for you. Under a California health insurance policy, here’s what you can expect to be covered from:

• Doctors visits
• Prescriptions 
• Medical testing
• Specialized care
• Surgeries

Additionally, it’s important to consider your financial situation and the health of you and your family members. Aside from the general procedures above, there are certain types of health coverage to be made aware of. These include:

• Indemnity plans: Cafeteria spending plans, indemnity health plans, basic and essential health plans, high deductible health plans, health savings accounts.

• ·         Managed care plans: Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPO)

At Hall, Mahar & Associates we strive to provide you and your family with the best insurance solutions possible. We believe that it is our duty to offer you the best rates and service when it comes to California health insurance. Health insurance has become a necessity in our time, and it has shown that health insurance greatly improves health. Don’t let you and your family slip by any longer. Contact us today!