A wedding tends to be the most expensive event in a couple’s life. More people are looking to save money on their big day by holding their celebrations at home. Should you be considering this, don’t forget insurance. California home insurance may cover certain property should it be damaged during the celebration, and it is also a good idea in some circumstances to purchase specialist wedding insurance.

Wedding or event insurance covers a range of issues that might occur in the planning or on the day of the event itself. Coverage can include financial protection should the event need to be cancelled at the last minute due to an illness or if an important participant such as the florist or photographer fails to show. It may also be possible to purchase additional extras such as insurance for:

• Damage to hired dresses, shoes or tuxedos
• The honeymoon (should illness or natural disaster mean you are unable to attend) 
• Theft or damage to gifts 
• Counseling (it’s a highly emotional time, and a postponement may be stressful)

Your insurance agent can offer advice on wedding or event insurance that is available. Be sure also to check your current California home insurance policy, and especially the liability component. This may be very useful in the event a guest is injured while at your home. Most people sail through their wedding day without a ‘hitch’, however insurance can give you that added piece of mind.

Image courtesy of wedcheaper.com.

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